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RBI Housing by Praveen Kumar Ray is a document available to read on EtoBox.
This working paper evaluates the impact of macroprudential (MaP) policies on housing credit dynamics in India, highlighting that tighter MaP policies effectively control bank credit and reduce non-performing assets in the housing sector. The analysis indicates that tightening measures have a more significant effect on credit growth compared to easing measures. The paper also discusses the historical context and various MaP instruments utilized in India to manage systemic risks in the financial sector.
- Author
- Praveen Kumar Ray
- Language
- EN