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What is Truth in Lending Act Case Summary about?

This document summarizes a court case regarding the application of the Truth in Lending Act (TILA) to a consumer credit transaction. The key issues are: 1) Whether the pre-1980 version of TILA or the amended 1980 version applies, as the transaction occurred during a transitional period when creditors could choose to comply with either. 2) Which accompanying regulation (original Regulation Z or revised Regulation Z) provides the appropriate interpretation. The district court incorrectly applied the pre-

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Scribd Government Docs

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