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What is MHA Tangible Net Benefit Worksheet about?

This document is a tangible net benefit worksheet for a refinance loan. It requests information on whether the refinance provides benefits such as a reduction in loan term, monthly housing expenses, or interest rate compared to the existing loan. It is for a refinance loan taken out by Mary Ma with loan originator Allen Liang. The worksheet asks if the new loan provides a fixed rate instead of an adjustable rate, or removes negative amortization, balloon payments, or demand features from the prior loan.

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