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What is Request for No Debt Certificate from Citibank about?

Julian Ricardo Chang Carbajo requests a certificate of no outstanding debt from Citibank, citing his past credit card use and subsequent payment delays due to financial issues. He states that he is currently reported for an alleged outstanding debt, which is hindering his ability to consolidate debts with the Superintendency of Banking and Insurance. The letter is a formal request to resolve this issue and regularize his financial status.

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