Can I read Determinants of Loan Losses in Indian Banks on EtoBox?

Determinants of Loan Losses in Indian Banks by Makarand Pharate is a document available to read on EtoBox.

What is Determinants of Loan Losses in Indian Banks about?

This study investigates the factors influencing loan losses, or non-performing advances (NPAs), in Indian public sector banks from 2001 to 2005 using panel regression analysis. Key findings reveal that net interest margin and capital adequacy ratio negatively impact the GNPA ratio, while sensitive sector advances have a positive relationship with NPAs. The research highlights the importance of understanding bank-specific factors for effective credit portfolio management in the Indian banking sector.

Author

Makarand Pharate

Language

EN