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Internet banking allows customers to perform banking transactions electronically over the internet. It was first introduced in the United States in 1994 and in India by ICICI Bank in 1997. RBI classified internet banking into three types - information only, electronic information transfer, and fully electronic transactional systems. Internet banking provides benefits for banks like lower costs and increased customer base, and for customers like convenience of 24/7 banking. However, security risks like fraud

Author

Kumar Ranjeet

Language

EN