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What is Climate Risk in Bank Credit Decisions about?
The research paper explores how banks are integrating climate risk into credit decision-making, highlighting the inadequacy of current credit risk models in addressing environmental factors. It focuses on emerging economies where climate vulnerability is high but regulatory and data capabilities are limited, proposing a flexible model for better incorporation of climate risks. The study aims to analyze existing practices, identify gaps, and assess the implications of climate-integrated credit assessments fo
- Author
- AJHSSR Journal
- Language
- EN