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What is Scoring Method for Credit Risk Analysis about?

This document describes the scoring method used by banks to assess the credit risk of businesses and individuals. It explains the process of developing the scoring model and the criteria taken into account such as creditworthiness, the selection of explanatory variables for payment defaults, and the modeling and classification techniques for risk. The document also details the positive impact of scoring on banking profitability by allowing for better management of credit risk.

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ScribdTranslations

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EN