Can I read Credit Where It's Due : Rethinking Financial Citizenship on EtoBox?

Credit Where It's Due : Rethinking Financial Citizenship by Frederick F. Wherry; Kristin S. Seefeldt; Anthony S. Alvarez; Jose Quinonez is a nonfiction available to read on EtoBox.

What is Credit Where It's Due : Rethinking Financial Citizenship about?

An estimated 45 million adults in the U.S. lack a credit score at time when credit invisibility can reduce one's ability to rent a home, find employment, or secure a mortgage or loan. As a result, individuals without credit--who are disproportionately African American and Latino--often lead separate and unequal financial lives. Yet, as sociologists and public policy experts Frederick Wherry, Kristin Seefeldt, and Anthony Alvarez argue, many people who are not recognized within the financial system engage in behaviors that indicate their credit worthiness. How might institutions acknowledge these practices and help these people emerge from the financial shadows? In Credit Where It's Due, the authors evaluate an innovative model of credit-building and advocate for a new understanding of financial citizenship, or participation in a financial system that fosters social belonging, dignity, and respect. Wherry, Seefeldt, and Alvarez tell the story of the Mission Asset Fund, a San Francisco-based organization that assists mostly low and moderate-income people of color with building credit. The Mission Asset Fund facilitates zero-interest lending circles, which have been practiced by gener

Who reads Credit Where It's Due : Rethinking Financial Citizenship?

Author

Frederick F. Wherry; Kristin S. Seefeldt; Anthony S. Alvarez; Jose Quinonez

Publisher

Russell Sage Foundation

Published

2019

Language

EN

ISBN

9781610448840

Category

nonfiction

Subjects

Business, Sociology, Science