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Qua Chee Gan insured four buildings and their contents with Law Union and Rock Insurance Co. for P370,000. The policy contained warranties regarding fire suppression equipment. A fire destroyed three buildings. The insurer refused to pay, alleging arson. The court ruled that the insurer was estopped from avoiding liability due to accepting premiums with knowledge of warranty non-compliance. The court also found the warranties and prohibited goods to be ambiguous and construed them in favor of the insured. T

Author

Tooter Kanuter

Language

EN