About this document
Understanding Credit Utilization Ratio by John McMillan is a document available to read on EtoBox.
Credit scores are made up of past payment performance (35%), credit utilization (30%), and credit history length (15%), with inquiries and new credit accounting for 10% each. Making payments on time, keeping balances low relative to credit limits, maintaining long credit histories, and avoiding unnecessary inquiries or small credit lines can help maximize one
- Author
- John McMillan
- Language
- EN