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1. Banking reforms in India since independence aimed to expand access to institutional credit. Nationalization in 1969 aimed for mass banking by expanding rural branch networks and priority sector lending. 2. Recent proposals debate privatizing public sector banks to increase competition and efficiency versus maintaining social accountability and redistributive goals. 3. The 2014 PJ Nayak Committee recommended repealing nationalization acts, setting up a holding company to manage government stakes, and

Author

Mukul Srivastava

Language

EN