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What is Leveraging Alternative Data for Credit Access about?

The document discusses strategies for maximizing credit card bookings and personal loan disbursals in India by leveraging alternative data to assess creditworthiness, particularly for the 97% of Indians who do not have credit cards. It highlights the importance of combining traditional credit scoring with alternative data sources to identify creditworthy individuals who may be overlooked by conventional methods, thereby minimizing default risks. Techniques such as hybrid credit scoring models, segmented pro

Author

neev

Language

EN