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What is Misamis Lumber v. Capital Insurance Case Summary about?

Misamis Lumber Corp insured their Ford Falcon with Capital Insurance. The car was damaged when passing over a water hole. Misamis authorized repairs that exceeded the P150 limit in the policy. Capital Insurance refused to pay more than P150. The court ruled in favor of Capital Insurance, finding that the policy clearly limited their liability to P150 if the insured authorized repairs, which Misamis did without notifying Capital Insurance first. The express terms of the contract must be upheld even if one-si

Author

Jackie Canlas

Language

EN