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What is Internet Access and Credit Card Delinquency about?

This study investigates the relationship between Internet access and credit card delinquency among U.S. households, finding a positive correlation where households with Internet access have a higher probability of delinquency. The analysis indicates that the probability of delinquency increases by 0.474 for those with Internet access, particularly affecting lower income, male, White, non-senior, and married households. The research highlights the potential for online shopping to contribute to careless spend

Author

phmlinh15707

Language

EN