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What is Understanding Non-Performing Assets about?

Non-performing assets are defined as credit facilities where interest or principal payments are past due for over 90 days. Banks must classify NPAs as substandard, doubtful, or loss assets depending on how long the asset has been non-performing and the likelihood of recovering amounts owed. Substandard assets are those where banks must maintain 10% reserves.

Author

Surya Kiran

Language

EN