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Risks and Benefits of FFIs and ICMs Linkage by kamanulaesther8 is a document available to read on EtoBox.
What is Risks and Benefits of FFIs and ICMs Linkage about?
The document evaluates the potential benefits and risks of linking formal financial institutions (FFIs) with informal moneylenders (ICMs) to improve credit access for low-income households in Malawi. While such partnerships can reduce information asymmetry and monitoring costs, they also pose significant agency problems, including misaligned incentives and lack of regulation. To succeed, clear contracts and monitoring mechanisms must be established to mitigate these risks and enhance financial inclusion.
- Author
- kamanulaesther8
- Language
- EN