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What is Understanding Nonperforming Loans and Basel Standards about?

Nonperforming loans are loans that are in default or at risk of default, with the borrower not making payments for a certain period, usually 90-180 days. These loans are classified as substandard, doubtful, or bad/loss. A nonperforming loan is considered to have substantially lower odds of being repaid in full. According to recent statistics, Vietnam has made improvements but still has a higher nonperforming loan ratio than other countries in the region. The Basel Accords establish capital adequacy standard

Author

Xu Xu

Language

EN