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What is Understanding Neobanks: Pros, Cons, and Regulations about?

Neo banks are online fintech firms targeting tech-savvy millennials and providing credit to MSMEs without a physical presence. They face regulatory challenges in India, as they must partner with licensed traditional banks due to current RBI regulations. A NITI Aayog report suggests a new framework that would allow digital banks to operate fully online, enhancing competition while ensuring regulation.

Author

sudekshana.v

Language

EN