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This article examines the causes of the 2008 financial crisis, emphasizing the collapse of the mortgage market and the subsequent insolvency of banks, particularly in Hungary where loans were often denominated in Swiss francs. The authors explore the historical evolution of state interest rate regulations and their impact on loan repayment behaviors, advocating for stricter regulatory measures to mitigate the risks associated with low interest rates. Utilizing an interdisciplinary approach, the study highli
- Author
- Botond Géza Kálmán
- Language
- EN