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What is FDIC v. Davis: Unsecured Loan Ruling about?

This document is a court case summary from the United States Court of Appeals for the Eighth Circuit. It summarizes a case where the FDIC, acting as receiver for two failed banks, sued James P. Davis to recover on personal guarantees for promissory notes issued to a hotel company. The district court granted summary judgment for the FDIC, finding the notes unambiguously designated the loans as unsecured. Davis argued on appeal that the notes were actually secured by collateral. The appeals court affirmed, fi

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