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Impact of BOPO, CAR, LDR on Credit Supply by Isrin Salas is a document available to read on EtoBox.
This study examines the impact of operational cost of operating income (BOPO), Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) on the supply of credit in State-Owned Banks of Indonesia from 2000 to 2016. The findings indicate that BOPO negatively affects credit supply, LDR positively influences it, while CAR shows no significant impact. Recommendations include managing operational costs and maintaining appropriate levels of CAR and LDR to enhance credit supply.
- Author
- Isrin Salas
- Language
- EN