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What is Retirement Income and Expense Planning about?

Pradeep currently earns Rs. 10,00,000 annually and expects his income to grow 10% each year until retirement at age 55. To maintain a 75% income replacement ratio in retirement, Pradeep will need an annual income of Rs. 8,126,029.46. Pradeep currently spends Rs. 50,000 per month total, with Rs. 30,000 (60%) on household expenses. He expects additional Rs. 10,000 discretionary expenses in retirement. With 6% expected inflation, Pradeep

Author

Vishakha Sharma

Language

EN