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The document discusses the phenomenon of unused bank overdrafts, which are credit facilities that banks commit to but are not utilized by borrowers. It highlights the historical neglect of this issue in economic literature and its implications for monetary analysis and policy, particularly in the context of various countries. The paper aims to analyze the nature, magnitude, and causes of unused overdrafts, as well as their impact on monetary statistics and credit policies.
- Author
- sharopovasadbek077
- Language
- EN