About this document
Dutch Health Insurance Consumer Search Behavior by Aguu Derem is a document available to read on EtoBox.
This paper analyzes consumer search behavior in the Dutch health insurance market following a 2006 reform. The reform replaced the previous public-private system with a managed competition model where private insurers offer standardized basic coverage. The paper develops a search model and tests predictions using consumer panel data. It finds the model describes insurance choice well but not search decisions. Search costs are heterogeneous, and group contracts may cause price discrimination, reducing access
- Author
- Aguu Derem
- Language
- EN