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The document discusses a communication with a collection agency, ASESOR-CONDUSEF, regarding a debt owed to Ibkan Capital, which has been classified as a negative payment. The advisor informs the individual that the agency is not registered as a financial institution and advises against making any payments, suggesting filing a fraud complaint if necessary. Additionally, the advisor offers guidance on negotiating debt restructuring with the bank and provides a link to a form for submitting a request to the fi

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