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What is Credit Demand and Constraints in Ghana about?

This study examines the determinants of credit demand and constraints among households in Ghana, analyzing data from 1992 to 2013. Key findings indicate that education positively influences credit requests while poverty status and marital status significantly affect credit demand in rural areas. The research highlights the need for targeted financial inclusion policies for vulnerable groups, particularly those living below the poverty line, the widowed, and the aged.

Author

cesarky1990

Language

EN