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This working paper by William Easterly examines the effectiveness of repeated IMF and World Bank adjustment loans in promoting economic growth and policy improvement in recipient countries from 1980 to 1999. The findings indicate that despite the high frequency of loans, there was no significant improvement in macroeconomic outcomes or growth, suggesting that previous loans were often ineffective. The paper highlights the persistent policy distortions and mixed results of adjustment lending, challenging the

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dangttanh123

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EN