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Paper 03 Xai Credit Risk Assessment ML by rajporas8 is a document available to read on EtoBox.

What is Paper 03 Xai Credit Risk Assessment ML about?

This paper presents an AI-driven credit risk assessment system utilizing XGBoost, LightGBM, and Random Forest, enhanced by Explainable AI techniques like SHAP and LIME. The system effectively addresses predictive accuracy and interpretability, with LightGBM identified as the optimal model. Results show improved performance through class imbalance management and personalized decision reports for applicants.

Author

rajporas8

Language

EN