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What is Financial Literacy and Robo-Advising in Italy about?

This paper examines the relationship between financial literacy, confidence, and digital skills on the use of robo-advisory services in Italy, finding that higher financial knowledge decreases reliance on these platforms, while confidence and digital literacy increase it. The study also highlights a complementary relationship between robo-advisors and independent human financial advice, suggesting that both can coexist in a hybrid advisory model. The findings are based on microdata from a survey conducted b

Author

joseph-terhemen.ityav

Language

EN