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What is RBI about?

The Reserve Bank of India (RBI) is set to implement a forward-looking Expected Credit Loss (ECL) framework by April 1, 2026, replacing the current incurred-loss model for loan loss provisioning. This new approach aims to enhance the resilience and transparency of the banking system by aligning with global standards, requiring banks to classify loan exposures into three stages based on credit quality. While the transition may initially pressure banks

Author

amaan4684

Language

EN