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This research examines the optimization of Government Credit Cards (KKP) and Cash Management System Virtual Accounts (CMS VA) for state expenditures at the Pusbangkom Management Unit of the BPSDM Ministry of PUPR. Despite the implementation of these non-cash payment methods since 2019, actual usage remains low at only 2% of the DIPA ceiling due to various internal and external factors. The study proposes strategic steps to enhance the utilization of KKP and CMS VA, including setting targets, preparing stand

Author

Ananda Tia

Language

EN