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Digital Payment Adoption and Behavioral Spending Elasticity in Emerging Markets Abstract by danielhorgan123 is a document available to read on EtoBox.

What is Digital Payment Adoption and Behavioral Spending Elasticity in Emerging Markets Abstract about?

This study investigates the impact of digital payment adoption on consumption behavior in emerging markets, revealing an initial 18% increase in discretionary spending that normalizes after eight months. The findings suggest that while digital payments enhance financial inclusion and short-term spending elasticity, these effects are temporary and stabilize over time. The research highlights the importance of financial literacy and budgeting tools to mitigate overspending among users.

Author

danielhorgan123

Language

EN