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This study investigates how gender differences moderate the relationship between various barriers (usage, value, risk, tradition, image, information, and privacy) and behavioral intentions to use mobile fintech services among low-income consumers in Indonesia. Findings reveal that five barriers significantly hinder the intention to adopt these services, while gender differences notably influence some barriers but not others. The research underscores the importance of addressing gender-specific needs in the

Author

Achwaq BOUNEFLA

Language

EN