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This document summarizes a study that analyzed the effect of non-performing loans (NPL), net interest margin (NIM), non-interest income, and loan to deposit ratio (LDR) on return on assets (ROA) for domestic and foreign banks in Indonesia from 2010-2015. The study found that for domestic banks, NPL negatively impacted ROA significantly, while NIM positively impacted ROA significantly. Non-interest income and LDR negatively but insignificantly impacted ROA. For foreign banks, NPL and NIM negatively and signi

Author

Jennifer Wijaya

Language

EN