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Financial Inclusion of the Marginalised: Street Vendors in the Urban Economy (India Studies in Business and Economics Book 0) by Sharit K. Bhowmik, Debdulal Saha (auth.) is a nonfiction available to read on EtoBox.

What is Financial Inclusion of the Marginalised: Street Vendors in the Urban Economy (India Studies in Business and Economics Book 0) about?

This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum.  The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of leg

Who reads Financial Inclusion of the Marginalised: Street Vendors in the Urban Economy (India Studies in Business and Economics Book 0)?

Author

Sharit K. Bhowmik, Debdulal Saha (auth.)

Publisher

Springer, India, Private Ltd

Published

2013

Language

EN

ISBN

9788132215066

Category

nonfiction

Subjects

Business, Finance, Management