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DeFi与金融的未来(DeFi将如何改变传统金融体系和我们的生活?) by 坎贝尔·R·哈维 & 阿什温·拉马钱德兰 & 乔伊·桑托罗 is a book available to read on EtoBox.

What is DeFi与金融的未来(DeFi将如何改变传统金融体系和我们的生活?) about?

"During the Global Financial Crisis in 2008, our financial infrastructure failed. Governments bailed out the very institutions that let the economy down. This episode spurred a serious rethink of our financial system. Does it make any sense that it takes two days to settle a stock transaction? Why do retailers, operating on razor thin margins, have to pay 3% for every customer credit card swipe? Why does it take two days to transfer money from a bank account to a brokerage--or any other company? Why are savings rates miniscule or negative? Why is it so difficult for entrepreneurs to get financing at traditional banks? In DeFi and the Future of Finance, Campbell R. Harvey, Ashwin Ramachandran and Joey Santoro, introduce the new world of Decentralized Finance. The book argues that the current financial landscape is ripe for disruption and we are seeing, in real time, the reinvention of finance. The authors provide the reader with a clear assessment of the problems with the current financial system and how DeFi solves many of these problems. The essence of DeFi is that we interact with peers--there is no brick and mortar and all of the associated costs. Savings and lending are reinven

Author

坎贝尔·R·哈维 & 阿什温·拉马钱德兰 & 乔伊·桑托罗

Publisher

中信出版集团

Published

2023

Language

EN

ISBN

9787521745627

Subjects

Finance, Computer Science, Business

Updated

2026-03-24