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An insurance contract is defined as an agreement whereby one party indemnifies another against loss from an unknown or contingent event. Insurance contracts are considered contracts of adhesion, meaning the terms are not negotiated and the insured merely signs the contract drafted by the insurer. When interpreting ambiguities, insurance contracts must be construed liberally in favor of the insured and strictly against the insurer. Insurance contracts are also characterized as aleatory, meaning the insurer
- Author
- aybiicidii
- Language
- EN