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What is Understanding Payment Banks in India about?

Payment banks are a new type of bank proposed in India to help address financial inclusion challenges. They will have minimal capital requirements and focus solely on payments and deposit services rather than lending. This is aimed at allowing non-bank payment providers to better serve customers by directly holding funds rather than relying on partnerships with full-service banks that introduce risks. Payment banks are expected to expand access to financial services for small businesses and low-income house

Author

esk1234

Language

EN