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Affordable 3D Secure Auth for ATMs/POS by rchatab is a document available to read on EtoBox.

What is Affordable 3D Secure Auth for ATMs/POS about?

This document proposes a low-cost enhanced authentication service for ATM and POS transactions. It analyzes current practices and limitations, including static PINs, easy-to-copy magnetic strips, lack of EMV support, and insider fraud. The proposed solution uses dynamic OTPs sent via SMS/email from an outsourced authentication hub to strengthen security while reducing costs. However, it relies on TCP/IP and an unstable network, and stakeholders may not be ready for outsourcing authentication.

Author

rchatab

Language

EN