About this document
Understanding Liquidity Coverage Ratio (LCR) by Shyam Thakur is a document available to read on EtoBox.
The Liquidity Coverage Ratio (LCR) is a Basel III regulatory metric ensuring banks maintain sufficient liquid assets to survive a 30-day stress scenario, with a target ratio of at least 100%. Recent updates by the RBI in India introduce a 2.5% surcharge for digital-enabled deposits, reflecting their perceived instability during crises. As of late 2025, major Indian banks maintain LCRs well above the required threshold, but the new rules may lead to lower interest rates for digital accounts and incentivize m
- Author
- Shyam Thakur
- Language
- EN