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What is Perceived vs Actual Financial Knowledge about?

This document summarizes a paper that examines how both actual financial knowledge and perceived financial knowledge influence financial decision-making and behaviors. Using two international datasets, the author finds that both types of knowledge impact behaviors, with perceived knowledge being just as important as actual knowledge. Individuals with high perceived knowledge but low actual knowledge (overconfident individuals) have a higher tendency to engage in risky financial behaviors. The paper suggests

Author

Ankh64

Language

EN