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What is Unit 4 about?
Consumer finance involves lending money to consumers for everyday purchases, including credit cards, mortgages, and auto loans. Key sources include traders, commercial banks, credit card institutions, non-banking financial companies (NBFCs), and credit unions. The growth of consumer finance is driven by factors such as economic development, meeting emergencies, and enhancing living standards, while it operates under specific terms and conditions to ensure repayment.
- Author
- nik.pranav04
- Language
- EN