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Jeremy Bentham published "Defense of Usury" in 1787 to argue against legal restrictions on interest rates charged on loans. Bentham believed individuals should have freedom to enter loan contracts freely without government interference. He argued interest rate caps exclude the poor from credit markets and do not protect borrowers as intended. While Bentham provided justification for deregulating rates, his arguments ignore how moderate regulation could increase investment and growth by directing funds to mo

Author

varunchandra9

Language

EN