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What is Malayan Insurance Liability Case Summary about?

Malayan Insurance insured a cargo of soybean meal transported by ship from Brazil to Manila. The ship was detained in South Africa due to a lawsuit over ownership of the vessel. Malayan Insurance denied the claim, arguing the detainment was an excepted risk. The court ruled that if an insurer wants to limit coverage, it must do so clearly in the policy language. Ambiguous exclusions must be interpreted in favor of coverage. As the policy did not expressly exclude detainment due to ordinary judicial processe

Author

Joy Paderanga

Language

EN