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Credit Card Risk Management Analysis by Minh Vũ Công is a document available to read on EtoBox.
What is Credit Card Risk Management Analysis about?
The paper analyzes risk management practices in the credit card industry using machine-learning techniques on account-level data from six major banks between 2009 and 2013. It finds significant variability in delinquency prediction accuracy and risk management efficacy across institutions, suggesting the need for tailored regulatory approaches. The study highlights the potential for substantial cost savings through improved risk management strategies, emphasizing the importance of accurate forecasting in mi
- Author
- Minh Vũ Công
- Language
- EN