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What is Overview of Depository Institutions about?

Depository institutions include commercial banks, savings and loan associations, savings banks, and credit unions. They are highly regulated due to their important role in the financial system. Depository institutions obtain funds from deposits and other sources, and earn income from loans and fees. They face risks such as credit risk, regulatory risk, and funding risk from changes in interest rates. They must also maintain sufficient liquidity to meet depositor withdrawals and loan demands.

Author

Md.Rakib Mia

Language

EN