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What is P2P Lending: Risks, Structures, and Regulation about?

This document discusses peer-to-peer (P2P) lending, including its key characteristics, risks, and regulatory issues. P2P lending involves matching borrowers and investors through an online platform, with the platform operator managing loan repayments. It has grown significantly globally in recent years. The document argues that P2P lending integrates multiple economic functions through technology, challenging existing regulatory distinctions. It suggests reassessing regulation to better reflect this integra

Author

Siwango

Language

EN