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What is ZIHI Financing Application Report 2025 about?

Mr. Zulbakri, a new customer in the rental heavy equipment industry, is applying for financing to purchase an excavator but shows low payment capacity and insufficient financial documentation. Despite owning some equipment, his income is primarily cash-based and not reflected in bank statements, raising concerns about his ability to cover installments. The recommendation is to proceed with caution, requiring a higher down payment and additional collateral due to the high-risk assessment of his financial sit

Author

jusdyliu

Language

EN