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What is PM-Vidyalaxmi Scheme Overview about?

The PM-Vidyalaxmi scheme, launched on November 6, 2024, aims to provide financial support to meritorious students in India for pursuing quality higher education without financial constraints. The scheme offers collateral-free, guarantor-free education loans, with a 75% credit guarantee from the government for loans up to ₹7.5 lakhs and interest subvention for eligible students. It targets over 22 lakh students annually from top-quality higher educational institutions as determined by NIRF rankings.

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a95192256

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EN